Beyond Resilience: Patterns of Success in Fintech and Digital Transformation [Hardcover]

The vast majority of startups digital transformation programmes fail despite having both time and money, energy and resources. Why to answer this question the book amasses interviews and case studies from within big corporates and successful startups as well as industry observers, regulators, commentators and practitioners.

1. Unlocking Greatness: Seeking Everyday Patterns in Extraordinary Journeys 2. Sometimes You Choose Your Moment, Sometimes the Moment Chooses You 3. Getting the Basics Right or You Just Pointed at All of Me 4. Unit Economics for the Home or Why You Should Be Ashamed to Admit You Dont Actually Know Your Cost to Serve 5. People Are (Not All That) Strange 6. Negotiating Trade-Offs and Other Superpowers 7. Gods and Masters 8. Shapes, Sizes and Colours 9. Between Steadfastness and Adaptability

Is success pattern-based? Is the journey of successfully building new banks or services (either from scratch or in the context of a going concern) predictable enough to be repeatable? And if there are patterns, are they within our gift to replicate?

Beyond Resilience: Patterns of Success in Fintech and Digital Transformation asks these questions and seeks answers among the people who have first-hand experience of building new things and who live to tell the tale.

This book is not a hagiographic founder story that elevates the founders own narrative to a montage of challenge and resilience, grit, perseverance and a soaring successful crowning at the end: a narrative that, figuratively speaking, can play out while Eye of the Tiger is blaring in the background. Nor is the book a series of vendor testimonials that cover in a few thousand words each their own triumphant digital projects. These stories are not untrue but can be too generic to be illuminating, too vague to be helpful and too hollow to be the whole truth.<l3&