Cryptography for Payment Professionals [Paperback]

1. Building Blocks 2. Understanding Payments 3. Securing the Plastic :Magnetic Stripe and EMV 4. Securing the Network 5. Protecting the PIN 6. Regulation and Compliance A. Bits and Digits B. RSA D. PIN Examples E. JOSE Example F. Standard BodiesIlya Dubinsky has 20 years of experience in the software industry. He is the VP of CTO Office in Finaro (formerly Credorax), the fastest-growing cross-border acquiring bank in the European Union. Ilya defines technological roadmap of the company, manages its IP portfolio and guides participation in international standard bodies. He also leads the in-house technology research, including in the fields of cryptography, blockchain, and AI. Ilya participates in global groups and bodies, including ISO, The Berlin Group banking industry standards initiative, the Payment Services User Group of Bank of Malta and the Fintech Forum of Bank of Israel. Capitalizing on his years of experience in software development, product and project management in Telecom and Finance industries, Ilya teaches a fin-tech class in Holon Institute of Technology and oversees joint research projects with Tel Aviv University.

Although cryptography plays an essential part in most modern solutions, especially in payments, cryptographic algorithms remain a black box for most users of these tools. Just as a sane backend developer does not drill down into low-level disk access details of a server filesystem, payments professionals have enough things to worry about before they ever need to bother themselves with debugging an encrypted value or a message digest. However, at a certain point, an engineer faces the need to identify a problem with a particular algorithm or, perhaps, to create a testing tool that would simulate a counterpart in a protocol that involves encryption.

The world of cryptography has moved on with giant leaps. Available technical standards mention acronyms and link to more standards, some oflC,