Household finance studies is a relatively recent field, exploring a growing understanding of how households make financial decisions relating to the functions of consumption, payment, risk management, borrowing and investing; how institutions provide goods and services to satisfy these financial functions of households; and how interventions by firms, governments and other parties affect the provision of financial services. This timely book analyses existing findings about household behavior as well as findings related to policy interventions.
With international case studies, this book reviews a topic of global importance and brings a crucial up-to-date survey of the field for researchers and postgraduate students.
Chapter One: Introduction.- Chapter Two: Saving.- Chapter Three: Consumption.- Chapter Four: Investment.- Chapter Five: Housing.- Chapter Six: Payment.- Chapter Seven: Borrowing.- Chapter Eight: Risk Management.- Chapter Nine: Financial Inclusion and Financial Technology.
Sumit Agarwal is Low Tuck Kwong Distinguished Professor of Finance at the Business School and Professor of Economics and Real Estate at the National University of Singapore. Singapore. His research interests include issues relating to financial institutions, household finance, behavioral finance, real estate markets and FinTech.
Wenlan Qian is Associate Professor and Dean's Chair in the Department of Finance at the NUS Business School, and Deputy Director of Research at the Institute of Real Estate Studies at the National University of Singapore, Singapore. Her main research interests are household finance, real estate, digitization and FinTech, short sellers, financial intermediaries.
Ruth Tan
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