Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth [Hardcover]

Transform your financial situation with easy-to-follow advice from a first-generation professional

In Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth, lawyer, business owner, and first-generation professional Cindy Zuniga-Sanchez delivers a practical and actionable blueprint for financial independence. Full of easy-to-apply advice for young adults, students, and early-career professionals, the book is a holistic guide to responsibly managing money and debt while building your nest egg.

In the book, youll explore how to be a responsible consumer, how to budget, save, invest, pay off debt, build credit, and increase your income. Youll also understand much of what school didnt teach you about student loans. The author explains:

• Strategies to create a realistic and actionable debt repayment plan that will save you money and time
• Strategies for maximizing your income by negotiating your salary and finding profitable side hustles
• Techniques for straightforward forms of investing that responsibly balance risk and reward
• The money strategies that she put into place and resources that she used to go from having six-figures of debt to a multiple six-figure net worth

An essential money resource for students, professionals, entrepreneurs, young families, and anyone else hoping to reduce their financial stress and improve their lives, Overcoming Debt, Achieving Financial Freedom is the simple and powerful money guide youve been waiting for.

Preface xi

Acknowledgments xv

About the Author xvii

Part 1 My Money Story 1

1 Money Lessons from the Bronx 3

2 Financial Hurdles in Pursuit of the American Dream 9

3 The Journey tlĢ