Your Financial Action Plan outlines twelve simple steps that will improve your level of financial literacy as well as help you forge the financial future you desire.
Today, financial knowledge means financial power, and in Your Financial Action Plan, you'll be introduced to the important personal financial issues that affect your life.
With this book as your guide, you'll learn how to:
* Make the most of your mortgage
* Maintain a good credit rating
* Build your retirement savings
* Negotiate with your local bank to get the best deals
* Navigate the ins and outs of insurance
* Create a will
* Handle tax deductions and credits
* And much more
Filled with practical guidance and extensive expertise, Your Financial Action Plan will help you build the type of financial life you've always wanted.
Acknowledgments vii
Foreword ix
Introduction xi
Chapter 1: Rainy Day Funds and Sunny Day Savings 1
Prepare for an Emergency
Understand Asset Allocation
Build a Financial Plan
Chapter 2: Bills and Chills 11
Gain Control of Your Expenditures
Chapter 3: Budget Bingo 15
Create a Comfortable Budget
Recognize Shopping Pitfalls
Chapter 4: Hanging It Up 25
Build Your Retirement Savings
Understanding 401(k)s, Defined Benefit Plans,
Social Security, IRAs, and Other Pension Plans
Chapter 5: Bank On It 41
Check Up on Your Bank
Know What Records to Keep and Where to Keep Themlcy